Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP. 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits.