FAQ
Where does InTrack serve clients?
We work with individuals, families, and nonprofits throughout Burlington, South Burlington, Essex Junction, Norwich, Hanover, Lebanon, and the broader Upper Valley. Clients can meet with our advisory team in person at either office or connect virtually from anywhere in Vermont or New Hampshire.
What does it mean that InTrack is a fee-only fiduciary advisor?
As a fee-only fiduciary, we provide independent guidance without commissions or product incentives. Every recommendation is designed solely around your financial goals — whether you’re planning for retirement, managing investments, or navigating a major life transition.
What services do you offer?
We provide comprehensive wealth management and financial planning, including retirement planning, investment management, portfolio construction, tax-efficient strategies, charitable and legacy planning, and nonprofit/endowment advisory. Our advisors in Burlington and Norwich tailor each plan to the needs of Vermont families and organizations.
Who typically works with InTrack?
We serve professionals, business owners, retirees, and families across Chittenden County and the Upper Valley. Many clients come to us during major life milestones — retirement preparation, inheritance, career transitions, business ownership changes, or planning for long-term financial independence.
How does your financial planning process work?
We begin by learning about your goals, priorities, and financial picture. From there, we build a personalized plan that covers investments, retirement strategy, taxes, risk management, and long-term planning. Meetings can be held in Burlington, Norwich, or online.
Do you provide retirement planning?
Yes. We help with retirement income planning, 401(k)/403(b) rollovers, Social Security timing, RMDs, tax-efficient withdrawal strategies, and long-term cash-flow planning. Many clients in Burlington and Norwich come to us specifically for help preparing for or transitioning into retirement.
How do you manage investments for clients?
We create tailored portfolios based on your goals, risk tolerance, and timeline, and we monitor and rebalance them on an ongoing basis. Our investment approach focuses on discipline, diversification, and tax-efficient decision-making — grounded in decades of serving Vermont investors.
Do you offer socially responsible or ESG investing?
Yes. We provide ESG and values-aligned portfolio options for clients who want their investments to reflect social or environmental priorities while maintaining a sound long-term strategy.
Do you work with nonprofits and endowments?
We support nonprofits throughout Burlington, Norwich, and the Upper Valley with fiduciary investment oversight, custom investment policies, governance guidance, and portfolio management designed for long-term sustainability.
Can you coordinate with my accountant, attorney, or estate planner?
We frequently collaborate with tax advisors, attorneys, and estate-planning professionals to ensure your broader financial strategy works cohesively. This coordination is a standard part of our planning process.
How often do you meet with clients?
We meet regularly — either in person or virtually — based on your needs and preferences. Clients receive ongoing reviews, planning check-ins, and proactive outreach during major market or life events. You can contact us anytime with questions.
What makes InTrack different from other firms in Vermont?
We combine over 30 years of Vermont-based experience with the accessibility of a local advisory team. Clients value our continuity, our fiduciary independence, and the long-term relationships we build from our Burlington and Norwich offices. We’re large enough to offer a full planning and investment process, yet small enough to know every client personally.
How do I know if we’re a good fit?
If you’re looking for a long-term partnership with an advisor who understands the Vermont financial landscape, prefers planning over product sales, and values clear communication, you’re likely a strong fit for our firm.
How do I get started?
You can request an introductory conversation through our website. A member of our Burlington or Norwich team will follow up within one business day to schedule a call.